[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fkbm1909.cz\/prirodni-katastrofy\/#Article","mainEntityOfPage":"https:\/\/www.fkbm1909.cz\/prirodni-katastrofy\/","headline":"P\u0159\u00edrodn\u00ed katastrofy","name":"P\u0159\u00edrodn\u00ed katastrofy","description":"Na p\u0159\u00edrodn\u00ed katastrofy nejsme v na\u0161\u00ed republice moc zvykl\u00ed, ale p\u0159esto se ob\u010das stanou. Ni\u010div\u00e9 povodn\u011b nebo dokonce torn\u00e1do si nejednou vzaly i lidsk\u00e9 \u017eivoty, ale co zp\u016fsobuj\u00ed p\u0159edev\u0161\u00edm jsou ztr\u00e1ty finan\u010dn\u00ed. Povodn\u011b, kter\u00e9 vznikaj\u00ed po prudk\u00fdch p\u0159\u00edvalov\u00fdch de\u0161t\u00edch, n\u011bkdy ve spojitosti s t\u00e1n\u00edm sn\u011bhu na hor\u00e1ch, um\u00ed nap\u00e1chat velk\u00e9 \u0161kody na majetku. Po ni\u010div\u00fdch […]","datePublished":"2022-06-18","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.fkbm1909.cz\/author\/#Person","name":"","url":"https:\/\/www.fkbm1909.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b70ca3e57a61efa655568ea1bab21ec867ae74beaf8b182b9ca53fe6fcb8cee7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b70ca3e57a61efa655568ea1bab21ec867ae74beaf8b182b9ca53fe6fcb8cee7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fkbm1909.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fkbm1909.cz\/wp-content\/uploads\/flood-g380b9998d_640.jpg","url":"https:\/\/www.fkbm1909.cz\/wp-content\/uploads\/flood-g380b9998d_640.jpg","height":0,"width":0},"url":"https:\/\/www.fkbm1909.cz\/prirodni-katastrofy\/","about":["Ekonomika"],"wordCount":412,"articleBody":"        Na p\u0159\u00edrodn\u00ed katastrofy nejsme v na\u0161\u00ed republice moc zvykl\u00ed, ale p\u0159esto se ob\u010das stanou. Ni\u010div\u00e9 povodn\u011b nebo dokonce torn\u00e1do si nejednou vzaly i lidsk\u00e9 \u017eivoty, ale co zp\u016fsobuj\u00ed p\u0159edev\u0161\u00edm jsou ztr\u00e1ty finan\u010dn\u00ed. Povodn\u011b, kter\u00e9 vznikaj\u00ed po prudk\u00fdch p\u0159\u00edvalov\u00fdch de\u0161t\u00edch, n\u011bkdy ve spojitosti s t\u00e1n\u00edm sn\u011bhu na hor\u00e1ch, um\u00ed nap\u00e1chat velk\u00e9 \u0161kody na majetku.Po ni\u010div\u00fdch povodn\u00edch i po torn\u00e1du na Ji\u017en\u00ed Morav\u011b v roce 2021 muselo b\u00fdt nem\u00e1lo dom\u016f str\u017eeno a dal\u0161\u00ed \u0159ada z nich pot\u0159ebovala d\u016fkladnou rekonstrukci. Ve v\u00fdhod\u011b byli pochopiteln\u011b ti, kte\u0159\u00ed m\u011bli majetek poji\u0161t\u011bn\u00fd, ale i tak v\u00fd\u0161e pojistky nikdy nepokryje v\u0161echny finan\u010dn\u00ed n\u00e1klady, kter\u00e9 v\u00e1s budou \u010dekat.Po\u0161kodila v\u00e1m povode\u0148 d\u016fm a vy sh\u00e1n\u00edte finan\u010dn\u00ed prost\u0159edky, abyste jednak d\u016fm opravili, ale tak\u00e9 abyste jej znovu vybavili, proto\u017ee pokud se v\u00e1m domem prohnala velk\u00e1 voda, tak pravd\u011bpodobn\u011b cel\u00e9 za\u0159\u00edzen\u00ed domu skon\u010dilo na skl\u00e1dce. Koberce, n\u00e1bytek, nez\u0159\u00eddka i dom\u00e1c\u00ed spot\u0159ebi\u010de apod.Poji\u0161\u0165ovna v\u00e1m vyplat\u00ed pojistku, mo\u017en\u00e1 v\u00e1m p\u0159isp\u011bje n\u011bco obec anebo charitativn\u00ed organizace, ale pravd\u011bpodobn\u011b si budete muset p\u016fj\u010dit pen\u00edze i od banky. Probl\u00e9m m\u016f\u017ee nastat, pokud u\u017e n\u011bjakou p\u016fj\u010dku \u010derp\u00e1te, anebo pokud m\u00e1te u banky n\u011bjak\u00e1 ten \u0161kraloup a banka v\u00e1m u\u017e pen\u00edze nep\u016fj\u010d\u00ed, proto\u017ee jste u n\u00ed ztratili \u201edobr\u00e9 jm\u00e9no\u201c \u010dili bonitu. St\u00e1le je tu ale mo\u017enost z\u00edskat hypot\u00e9ku pro dlu\u017en\u00edky \u010dili nebankovn\u00ed hypot\u00e9ku od finan\u010dn\u00edho domu, kter\u00fd nebude a\u017e tak koukat na va\u0161e p\u0159edchoz\u00ed nespl\u00e1cen\u00ed, ale bude je zaj\u00edmat, jestli m\u00e1te n\u011bjak\u00e9 pravideln\u00e9 p\u0159\u00edjmy a jste moment\u00e1ln\u011b schopni sv\u00e9 z\u00e1vazky spl\u00e1cet.P\u0159ij\u00edt d\u00edky \u017eiveln\u00e9 p\u0159\u00edrodn\u00ed pohrom\u011b o bydlen\u00ed, o st\u0159echu nad hlavou, to je jist\u011b t\u011b\u017ek\u00e1 \u017eivotn\u00ed situace, kterou je t\u0159eba urychlen\u011b \u0159e\u0161it. Pokud v\u00e1s potk\u00e1, v\u011b\u0159te, \u017ee ka\u017ed\u00e1 katastrofa se d\u00e1 vy\u0159e\u0161it a nejd\u016fle\u017eit\u011bj\u0161\u00ed je, \u017ee si katastrofa nevzala \u017eivot n\u011bkoho z va\u0161ich nejbli\u017e\u0161\u00edch. Finance se daj\u00ed v\u017edy n\u011bjak vy\u0159e\u0161it.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u0159\u00edrodn\u00ed katastrofy","item":"https:\/\/www.fkbm1909.cz\/prirodni-katastrofy\/#breadcrumbitem"}]}]